Direct Express® is a prepaid debit card program. Program funds are maintained at Fifth Third Bank, an FDIC-insured institution, and are eligible for FDIC insurance coverage in accordance with applicable FDIC rules. The Direct Express® Debit MasterCard® card is issued by Fifth Third Bank, National Association, Member FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard and the Mastercard Brand Marks are registered trademarks of Mastercard International Incorporated© 2026 Direct Express®. Direct Express® and the Direct Express® logo are service marks of the U.S. Department of the Treasury, Bureau of Fiscal Service (used with permission). All Rights Reserved. All trademarks, service marks, and trade names referenced in this material are the property of their respective owners.